Redlining refers to the practice of denying loans in certain neighborhoods because of socioeconomic characteristics rather than physical, design, or structural characteristics.
The Home Owner's Loan Corporation (HOLC) was created in 1933 to aid the housing market during the Great Depression. The HOLC created residential securities maps, better known as "redlining maps," to guide investment in US cities. These maps assigned grades 'A' through 'D' to neighborhoods to indicate their desirability for investment. Black, immigrant, and low-income neighborhoods were often given grades of 'C' or 'D,' eliminating their access to mortgage insurance or credit for decades. Although the HOLC was discontinued in 1951, the impact of disinvestment resulting from redlining is still evident in most US cities today.
This StoryMap, developed and created by Joshua Poe with support from Louisville Metro Government, illustrates and allows you to investigate some of the ways redlining and the HOLC have affected housing development, disinvestment, and lending patterns in Louisville, KY since the 1930s.
Data and Resources
- Redlining StoryMaphtml
StoryMap website including information, timeline, and maps comparing...
- Redlining Original Description Maphtml
A simple map showing just A, B, C, D grades and colors for each redlining...
- Redlining StoryMap Shapefilesarcgis shp
Zip of all 11 shapefiles used in the original StoryMap analysis.
- Mapping Inequality: Maps and Datahtml
Project by University of Richmond's Digital Scholarship Lab that digitized...
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Other (Public Domain)
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Descriptions of each of the data layers shapefiles in the ZIP.
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