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Develop Louisville

Focuses on the full range of land development activities, including planning and design, vacant property initiatives, advanced planning, housing & community development programs, permits and licensing, land acquisition, public art and clean and green sustainable development partnerships.

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Redlining Louisville

Redlining refers to the practice of denying loans in certain neighborhoods because of socioeconomic characteristics rather than physical, design, or structural characteristics.

The Home Owner's Loan Corporation (HOLC) was created in 1933 to aid the housing market during the Great Depression. The HOLC created residential securities maps, better known as "redlining maps," to guide investment in US cities. These maps assigned grades 'A' through 'D' to neighborhoods to indicate their desirability for investment. Black, immigrant, and low-income neighborhoods were often given grades of 'C' or 'D,' eliminating their access to mortgage insurance or credit for decades. Although the HOLC was discontinued in 1951, the impact of disinvestment resulting from redlining is still evident in most US cities today.

This StoryMap, developed and created by Joshua Poe with support from Louisville Metro Government, illustrates and allows you to investigate some of the ways redlining and the HOLC have affected housing development, disinvestment, and lending patterns in Louisville, KY since the 1930s.

Data and Resources

Property
redlining
class
RACE
poverty
mortgage
FieldValue
Publisher
Develop Louisville
Modified
2019-11-25
Release Date
2017-02-27
Frequency
Irregularly
Identifier
fe3880e0-52bf-43b8-983d-20ffbe9f3b3c
License
Other (Public Domain)
Data Dictionary

Descriptions of each of the data layers shapefiles in the ZIP.

  1. AvgResProValuesPerTract = Average residential property values per census tract

  2. BuildingPermitsIssuedInJeffCoByTract_11_14 = All Building Permits Issued in Jefferson County Between 2011 and 2014 per Census Tract (Derived from overlaying building permits locations by address with 2010 Census Tracts).

  3. HOLCNeighborhoodDescriptions = Home Owner Loan Corporation Neighborhood Descriptions
    The Home Owner's Loan Corporation (HOLC) was created in 1933 to aid the housing market during the Great Depression. The HOLC created residential securities maps, better known as "redlining maps," to guide investment in US cities. These maps assigned grades 'A' through 'D' to neighborhoods to indicate their desirability for investment. Black, immigrant, and low-income neighborhoods were often given grades of 'C' or 'D,' eliminating their access to mortgage insurance or credit for decades. Although the HOLC was discontinued in 1951, the impact of disinvestment resulting from redlining is still evident in most US cities today.

  4. HomeOwnershipRates_11_15_ACS = Home Ownership Rates - 2011-2015 American Community Survey (Percentage of Home Owners per Census Tract)

  5. LouisvilleNeighborhoods = Louisville KY Urban Neighborhoods.
    Description and Open GIS Dataset found here: https://data.lojic.org/datasets/louisville-ky-urban-neighborhoods

  6. PercentOfMortgageDenialsPerTract_11_13= Percentage of Mortgage Denials Per Census Tract 2011 to 2013 (Denials divided by Mortgage Applications).

  7. PercentofPopBlack = Percentage African American Population. Taken from the Jefferson County Census Tracts shapefile found in the LOJIC Oracle database

  8. PercentofPopInPoverty = Percentage of Population In Poverty – Derived from Jefferson County 2010 Census Tracts Data (Available from US Census website).

  9. SecurityAreas_1937 = Redlining areas from the 1937 Assessment

  10. VacPropsPerTract = Vacant Properties per Census Tract.

  11. Zoning = Jefferson County KY Zoning
    Description and Open GIS Dataset found here: https://data.lojic.org/datasets/901f9c3321494238ac38a01d7e96d932_18
Public Access Level
Public